Further information is available in our FICO Data Privacy Policy. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Scores and the interest rates you may receive. Equifax Credit Report is a trademark of Equifax, Inc. Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions. ![]() If the collection is not showing up on your credit just go ahead a pay it.Ĭopyright ©2001- Fair Isaac Corporation. They told me that I have a $95 debt with a hospital for a bill from Jan 2018. Most CA's do give you a 30 day grace period after their first received a call this morning from a collection agency. Paying it now to the collection agency, should keep it from being reported. ![]() I do my best to keep a relatively high credit score by paying all bills on time etc.Īny suggestions would be received a call this morning from a collection agency. I have just checked my FICO score (through the amex website). Should I directly pay the hospital the open balance and ask them to coordinate with the collection agency? Or should I pay it through the collection agency and ask them not to report it to the credit bureaus? I am wondering what would be the best way to address this issue. The problem is that I have never received a bill for this open balance of $95. I am going to the hospital tomorrow to see if this is indeed the case. Therefore I have an open balance of $125 - $30 = $95, I think. So, I went to my insurance website and looked up the list of claims. ![]() But everything should be covered under my health insurance. They said that I indeed have an open balance of $95 for a visit from Jan 2018. I saw it was coming through USPS Informed Delivery. The collection agency told me that they sent me a notification mail as well. I told them that I wanted to talk to the hospital first. I received a call this morning from a collection agency.
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